Loan or Lease? Learn More with the Experts at Colonial Mazda

When you find the right car for your Danbury needs, you'll immediately be faced with a big and important question. How am I going to pay for it? Colonial Mazda can introduce you to two of the market's most popular options: vehicle loans and vehicle leasing. Let's learn more about what they are and why one or the other might be better for you.

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The Pros and Cons of Leasing a New Car

If you have your heart set on a brand new model but you're working with a tighter budget, a lease might be the best option for you. Our new Mazda lease deals are designed to be a budget-friendly way to go home in the new car you want.

The Pros of Leasing

    • Lower monthly payments
    • Less money or even no money down
    • Lower sales tax
    • Easier vehicle upgrades

    Lease Specials 

Leasing Cons

    • Typically restricted to new cars
    • You don't keep the car at the end of the lease
    • Can be subject to more rules and restrictions
    • Can cost more money over time
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The Pros and Cons of Buying with a Loan

A vehicle loan can cost more up front but sets you down the path to long term savings. Once your loan is paid off you can enjoy years of payment free driving!

Buying Pros

    • Long-term savings
    • The car is yours
    • Freedom to modify
    • You can trade or sell the car when you're done with it
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Buying Cons

    • Bigger monthly payments
    • Higher down payments
    • More responsibility for repair


Contact Our Dealership Today to Learn More

There are advantages to both loans and leasing. If you're still unsure, contact our finance center today. We offer an online finance application to get you started on your purchase process. We can also answer your questions and help you decide on a course of action that feels right for you.

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  1. Colonial Mazda

    100 C Federal Road
    Danbury, CT 06810

    • Sales: 203-748-8700
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Get in Touch

  • Contact our Sales Department at: 203-748-8700
  • Monday9:00 AM - 7:00 PM
  • Tuesday9:00 AM - 7:00 PM
  • Wednesday9:00 AM - 7:00 PM
  • Thursday9:00 AM - 7:00 PM
  • Friday9:00 AM - 6:00 PM
  • Saturday9:00 AM - 6:00 PM
  • SundayClosed